ABOUT
Heritage Auto Leasing
Heritage Auto Leasing was founded with one goal: to give credit unions a smarter, more efficient way to offer vehicle leasing without taking on residual value risk or operational burden.
We specialize in indirect credit union leasing, where Heritage designs and manages the entire lease program on behalf of the credit union, allowing your institution to focus on member relationships, not back-office complexity.
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Heritage is led by experienced executives who have built and managed leasing programs for some of the largest credit unions in the country. Our leadership combines deep expertise in credit union lending, residual risk management, and automotive finance technology. We’ve built Heritage to align perfectly with the credit union mission: stable, transparent, and relentlessly focused on member experience and portfolio performance.
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Leadership
Chuck Meagher
Co-Founder & CEO
Danny Meagher
Co-Founder & COO
Chuck Meagher is the Co-Founder and Chief Executive Officer of Heritage Auto Leasing. As CEO, Chuck focuses on strategic direction, partner relationships, and financial performance across the organization. He works closely with credit union executives and industry partners to shape the company’s market strategy, expand funding relationships, and ensure alignment with each partner’s growth objectives. His leadership philosophy centers on trust, transparency, and partnership, values that align closely with the credit union mission of member service and community impact.
Chuck brings nearly two decades of experience spanning automotive finance, enterprise sales, and credit analysis. Prior to founding Heritage, Chuck served as Director of Sales & Marketing at Fusion Auto Finance, leading all sales and marketing efforts for one of the nation’s most successful indirect leasing platforms. During his tenure, Fusion’s flagship product, the CU Xpress Lease, grew to over $7.4 billion in originations and more than 195,000 vehicles funded through credit union partnerships nationwide. Chuck played a key role in developing Fusion’s market strategy, partner relationships, and brand presence across the credit union ecosystem.
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Before entering the automotive finance space, Chuck built a strong foundation in enterprise sales and financial services at companies like Anaplan, Latista (acquired by Oracle), XO Communications (acquired by Verizon), and M&T Bank.
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Chuck earned his BS in Marketing Management from Virginia Tech. When he is not building Heritage, he enjoys cheering on the Hokies and spending quality time with his wife, Kelly, their two beautiful children, Charlie and Brooke, and their loving golden retriever, Arnie.
Danny Meagher brings over 15 years of experience in engineering, systems development, and risk management to his role as Chief Operating Officer. With a career that bridges both technical and financial disciplines, he has built a reputation for designing innovative systems that enhance efficiency and mitigate risk. As COO, Danny leads the development of Heritage’s technology and operational infrastructure. He focuses on building scalable platforms that improve the leasing experience for credit unions, dealers, and consumers while ensuring disciplined risk management remains central to the business.
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Before founding Heritage, Danny served as Director of Risk Management at Fusion Auto Finance, where he oversaw residual-value risk for a 40,000+ vehicle lease portfolio. Leveraging his engineering background, he created proprietary systems for setting and managing residual values, along with tools that streamlined the origination process for credit union and dealer partners. These innovations materially improved operational efficiency and strengthened partner relationships.
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Earlier in his career, Danny worked as a process control engineer and later as an electrical engineer, designing large-scale electrical distribution systems for commercial and institutional projects. This period honed his ability to design and optimize complex systems and earned him his Professional Engineer (PE) license, underscoring his technical expertise and commitment to rigorous standards of design and execution.
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Danny holds a BS in Electrical Engineering from Virginia Tech. Outside of work, he enjoys playing golf and spending time with his wife, Christine, and their bernedoodle, Ralphie.